INDUSTRY // FINANCE

Finance software that survives contact with banks, regulators, and real money.

Eight public finance case studies span institutional analytics, payments, self-custody wallets, release QA, lending application workflows and token contract delivery. Enya Finance and Technofix add recent examples with clearly stated contribution scopes, alongside our established finance work.

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“In finance, the demo is not the product. The product is what happens when an auditor, a regulator, or a six-figure transaction hits the edge case you hoped was theoretical.”

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What we build in this industry

Our finance portfolio spans analytics, payments, release quality and the application workflows around lending and token delivery.

Analytics and decision platforms: systems that score financial instruments and have to be defensible in front of institutions. The bond analytics platform went from zero to enterprise-ready in two months and the company closed multiple funding rounds on it. Banks and asset managers use it to price corporate debt, which means the rating algorithm cannot hand-wave a single edge case.

Payments and wallets: rails that move real money, fiat and crypto, built with blockchain engineering that holds up on mainnet. ScramblePay is a multi-chain Point-of-Sale and web checkout, pilot-ready for merchant integration in two months. The Scramble wallet ships a self-custody crypto wallet to non-crypto users on every common browser and both mobile platforms.

Quality governance on financial backends: ZybraMoney runs group savings, wallets, and transfers for an Africa-focused fintech. Our software quality assurance held the weekly release gates through a mid-flight rebuild and closed hundreds of defects, because in payments a regression is not a bug ticket, it is someone’s money.

Enya Finance adds lending application work for Enya Labs: pool-creation and repayment journeys, financial integrations and verification of complete user flows. Wavect was the main contributor, working alongside Enya Labs and external collaborators.

Technofix: Wavect delivered GP26 to Ethereum mainnet within 48 hours of the offer, with automated checks, deployment preparation, operator documentation and a successful client demonstration.

Fixed-price build (Werkvertrag)

Scoped MVP or product build with a signed SoW we are legally bound to deliver. The bond analytics platform and ScramblePay were shipped this way: hard scope, hard timeline, real money on the other side.

QA and release governance

We own quality on your existing financial backend: release gates, regression strategy, defect triage across vendors. The shape of the ZybraMoney engagement, held for the length of a rebuild.

Fractional CTO for regulated builds

Architecture, compliance-aware engineering decisions, and hiring judgement for fintech founders who are not technical, or not technical enough for an FMA conversation.

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What makes this industry hard

Compliance is an architecture input, not a launch checklist

AML flows, audit trails, and data residency are cheap on a whiteboard and brutal to retrofit. We design them in from the first commit, because we have seen what the retrofit costs.

Edge cases are the product

Partial settlements, reversed transfers, currency rounding, a webhook that fires twice. Finance software is judged by the paths a demo never shows. Our QA background is why clients hand us these systems.

Crypto rails meet TradFi expectations

If your product touches tokens, your buyers still expect bank-grade reliability and a clean regulatory story. We have shipped both sides: DEX aggregation and self-custody on one end, institutional analytics on the other.

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Shipped work in this industry

Eight engagements spanning institutional analytics, wallets, lending workflows and token delivery, with implementation details and outcomes in each case.

These are selected projects, not our full portfolio. We have shipped 100+ products since 2018.

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FAQs

We have built platforms banks and asset managers use, the bond analytics platform being the clearest example. We have not been the IT vendor of record inside a bank’s own infrastructure. If you need core-banking integration experience specifically, ask us about it on a call and we will be straight about the fit.
No, and be suspicious of any dev shop that says yes. What we do: build the product so the licensing story is implementable, and work alongside your legal counsel. The regulatory analysis is theirs, the architecture that survives it is ours.
Yes. Eight public cases span institutional analytics, wallets, payments and QA, with recent lending application work for Enya Labs and a focused token contract delivery for Technofix. Each case describes the work we owned.
The honest answer is a range: the shape of ScramblePay or the bond platform was a two-month fixed-price build. Book a call with your scope and you get a real number, not a teaser rate.
Wavect was the main contributor to Enya Finance. For Technofix, we delivered GP26 to Ethereum mainnet within 48 hours of the offer, followed by a successful client demonstration.
Last reviewed: byKevin Riedl wiki ↗
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