INDUSTRY // FINANCE
Finance software that survives contact with banks, regulators, and real money.
Six shipped finance products: an institutional bond analytics platform banks use to price corporate debt, a multi-chain crypto checkout, a self-custody wallet built for people over 50 who have never held crypto, and QA governance on a payments backend moving real savings. Finance is our deepest industry, and the case studies below are the argument.
Book a thirty-minute call“In finance, the demo is not the product. The product is what happens when an auditor, a regulator, or a six-figure transaction hits the edge case you hoped was theoretical.”
What we build in this industry
The finance work we ship splits into three recurring shapes.
Analytics and decision platforms: systems that score financial instruments and have to be defensible in front of institutions. The bond analytics platform went from zero to enterprise-ready in two months and the company closed multiple funding rounds on it. Banks and asset managers use it to price corporate debt, which means the rating algorithm cannot hand-wave a single edge case.
Payments and wallets: rails that move real money, fiat and crypto. ScramblePay is a multi-chain Point-of-Sale and web checkout, pilot-ready for merchant integration in two months. The Scramble wallet ships self-custody to non-crypto users on every common browser and both mobile platforms.
Quality governance on financial backends: ZybraMoney runs group savings, wallets, and transfers for an Africa-focused fintech. We held the weekly release gates through a mid-flight rebuild and closed hundreds of defects, because in payments a regression is not a bug ticket, it is someone’s money.
Fixed-price build (Werkvertrag)
Scoped MVP or product build with a signed SoW we are legally bound to deliver. The bond analytics platform and ScramblePay were shipped this way: hard scope, hard timeline, real money on the other side.
QA and release governance
We own quality on your existing financial backend: release gates, regression strategy, defect triage across vendors. The shape of the ZybraMoney engagement, held for the length of a rebuild.
Fractional CTO for regulated builds
Architecture, compliance-aware engineering decisions, and hiring judgement for fintech founders who are not technical, or not technical enough for an FMA conversation.
What makes this industry hard
Compliance is an architecture input, not a launch checklist
AML flows, audit trails, and data residency are cheap on a whiteboard and brutal to retrofit. We design them in from the first commit, because we have seen what the retrofit costs.
Edge cases are the product
Partial settlements, reversed transfers, currency rounding, a webhook that fires twice. Finance software is judged by the paths a demo never shows. Our QA background is why clients hand us these systems.
Crypto rails meet TradFi expectations
If your product touches tokens, your buyers still expect bank-grade reliability and a clean regulatory story. We have shipped both sides: DEX aggregation and self-custody on one end, institutional analytics on the other.
Shipped work in this industry
Six finance builds, from institutional analytics to consumer wallets. Including the ones that wound down, because those case studies say so.
Institutional bond analytics platform, zero to enterprise-ready in 2 months; raised multiple rounds.
PoS + web crypto checkout, multi-chain, wallet-agnostic, pilot-ready for merchant integration in 2 months.
Multi-browser extension, Tron added, iOS + Android via multiple routes, built on a forked Enkrypt, debt paid down release by …
QA governance through a high-change rebuild, release safety held weekly, hundreds of defects closed.
Rescued a stalled NFT mint, finished it, and handed back a CMS so non-technical staff could ship without us.
On-chain fan-identity protocol from concept to two chains. Tech survived; the startup's runway didn't.