NFT
Non-Fungible Token
A unique, transferable token on a blockchain that points to a specific thing: ownership of an asset, an access right, or a record. Often a JPEG, sometimes useful.
An NFT is a token standard (ERC-721 on Ethereum is the common one) for assets that are not interchangeable. A dollar is fungible: any dollar is as good as another. A deed to a specific house is not. An NFT is the on-chain equivalent of that deed: a unique entry tied to one owner address, transferable, and verifiable by anyone. What the token actually represents is a design decision, and most of the value question hinges on getting that decision right.
The honest distinction is between utility and speculation. Real utility: tokenised ownership of a real-world asset (RWA), an access right that gates a service or event, a membership credential, or an in-game item the player genuinely controls. In these cases the NFT is doing a job a database row cannot, because the owner can transfer or sell it permissionlessly and it survives the issuer. We built NFT-backed mechanics for LivLive, where the token gates real-world experiences rather than serving as a collectible.
The speculation case is most of the market: a token pointing to a JPEG whose only value is the next buyer paying more. There is nothing technically wrong with it, but it is a collectibles market with blockchain settlement, not a productivity tool. If a vendor pitches NFTs for your business, the question is always the same: what does the token let the holder do that a database cannot, and does that ownership need to survive your company? Our blockchain work starts there.